Use your PSN wallet balance for PlayStation Plus Essential, Extra or Premium, without a bank card.
PlayStation Plus can be paid from your PSN wallet. Add a PlayStation Store gift card first, then buy or renew the plan with your wallet balance.
Check the price of your plan in the PlayStation Store first. If your balance is a little short, add a second card. Cards can be combined in the wallet.
If auto-renew is on, Sony tries to charge your wallet when the plan ends. Keep enough balance before that date, or turn auto-renew off in Payment and Subscriptions.
The card must match your account country. Check the region before you buy.